El Paso Bean Soup

Ingredients

• 1 medium onion, chopped
• 1 medium carrot, chopped
• 2 garlic cloves, minced
• 2 tablespoons olive oil
• 4 cups reduced-sodium beef broth
• 1 can (16 ounces) fat-free refried beans
• 2 cans (15-1/2 ounces each) great northern beans, rinsed and drained
• 1-1/3 cups cubed fully cooked lean ham
• 1 teaspoon dried parsley flakes
• 1 teaspoon ground cumin
• 1 teaspoon chili powder
• 1/4 teaspoon pepper
• 2 medium tomatoes, chopped