Pan Burritos

Directions

1. In a saucepan, combine the first 6 ingredients; simmer for 15-20 minutes.
2. In a skillet, brown and crumble the beef. Drain; stir in a third of the sauce. Spread another third on the bottom of a greased 13x9-in. baking pan or dish.
3. Place 3 tortillas over sauce, tearing to fit bottom of pan. Spoon half of the meat mixture over tortillas; sprinkle with 1-1/2 cups cheese. Add 3 more tortillas. Spread refried beans over tortillas; top with remaining meat. Sprinkle with 1-1/2 cups of cheese. Layer remaining tortillas; top with the remaining sauce. Sprinkle with remaining cheese.
4. Bake, uncovered, at 350° for 35-40 minutes. Let stand 10 minutes before cutting. Serve with optional ingredients as desired.